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Dr. Nguyen Quoc Hung: Customer-centricity is not just a slogan but must be the center of value, experience and trust.
Speaking at the opening session of the Smart Banking 2025 Conference on the morning of September 25, 2025, Dr. Nguyen Quoc Hung, Vice Chairman cum General Secretary of the Vietnam Banks Association, stated that the next phase of digital transformation of the banking industry must create a qualitative breakthrough, shift management thinking, consider data as a strategic asset and put customers at the true center of all values.
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Vietnam plans green loan boost for eco-friendly projects
A fixed 2 per cent annual interest rate subsidy is proposed for the private enterprises, business households and individuals on loans for green, circular economy and environmental – social – governance (ESG) projects, accroding to a draft decree by the State Bank of Việt Nam.
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Biomass credits to carbon openings
Agribank is at the forefront of providing green finance for Vietnamese businesses to unlock the potential of carbon credits and tap into international markets.
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Interest rate developments applied by credit institutions in August 2025
State Bank of Vietnam has just released the interest rate developments of credit institutions in August 2025.
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Shinhan Bank offers preferential VinFast electronic car loan from only 4.8%/year
After implementing the preferential loan package from 6.9%/year, applied to all electronic car brands officially distributed in Vietnam, Shinhan Bank Vietnam Limited (“Shinhan Bank”) has continued to strengthen supports for the needs to switch to electronic vehicles of individual customers by launching the preferential loan package exclusively for VinFast electronic cars.
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VNBA and VTeam talk on supply chain finance, elevating Vietnamese agricultural exports
Hanoi, September 23, 2025 – The Vietnam Banks’ Association (VNBA) and VTeam Financial Services Group (Taiwan, China) held a high-level meeting today to explore innovative supply chain finance and factoring solutions aimed at empowering small and medium-sized enterprises (SMEs) in Vietnam’s agricultural sector.
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SBV issues Circular No. 27 on Anti-Money Laundering Guidance
On 15 September 2025, the State Bank of Vietnam (SBV) issued Circular No. 27/2025/TT-NHNN, providing detailed guidance on the implementation of certain provisions of the Law on Anti-Money Laundering (AML).
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Credit growth forecast to sprint past Government target
Some large joint stock commercial banks, such as MB, VPBank and HDBank, are even likely to have outstanding growth rates of 25-30 per cent in 2025.
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SBV issued 02 decisions for peer-to-peer lending solutions.
To deploy the testing of peer-to-peer lending (P2P Lending) solutions according to the provisions of Decree No. 94/2025/ND-CP, the State Bank of Vietnam (SBV) has issued 02 decisions to create an environment and testing conditions for peer-to-peer lending solutions.
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The 6th Smart Banking Conference and Exhibition
On September 24-25, 2025 in Hanoi, under the auspices of the State Bank of Vietnam, the Vietnam Banks Association in collaboration with IEC Group co-organized the Smart Banking 2025 Conference and Exhibition with the theme "Breakthrough in digital banking transformation: “DIGITAL DISRUPTION IN THE DATA – DRIVEN AND CUSTOMER – CENTRIC BANKING”.
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Banks raise the bar with new capital rules
The new regulations mark a crucial advancement of Việt Nam’s banking system toward standards of Basel III set by the Basel Committee on Bank Supervision.
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VPBank successfully issues of US$300 million in international sustainable bonds
VPBank’s sustainable bonds, VPBIP2530, carry a five-year maturity and were issued through a private placement, totalling 1,500 bonds with a face value of $200,000 each.
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S&P upgrades Vietcombank from BB to BB+, highest among local banks
The upgrade reflects Vietcombank’s improved financial strength, prudent risk management, and solid capital buffers.
