More info
Related News
VNBA Debt Management Club: Strendthening Internal capacity and leading the debt trading market in 2026
As the economy in 2026 faces both new opportunities and challenges, non-performing loan (NPL) resolution has evolved from an isolated task of individual credit institutions into a critical factor for ensuring the stability of the national financial system. On the morning of April 15, 2026, the Asset Management Club under the Vietnam Banks’ Association held a conference to deploy its 2026 tasks, marking a significant transformation in both high-level leadership and strategic direction.
VAMC needs more financial strength to better handle bad debts
Bringing NPL resolution into development policy framework marks a shift from a reactive, situational approach to one that is proactive, long term and structural.
Banks must sell bad debts to VAMC if NPL ratio reaches 3 per cent
Under the draft, banks exceeding the threshold must transfer bad debts to VAMC based on inspection and valuation results to maintain a safe NPL ratio.
Circular 14: Stricter rules favour stability, restrict cash payouts
The policy, effective from 15 September this year, prioritises capital consolidation over shareholder payouts and signals a shift from broad-based encouragement to more selective oversight.
VAMC to auction bad debts starting at nearly $10 mln
VAMC has purchased the bad debts of Sacombank related to Phúc An Khang International Hospital and Bình Dương Construction Stone.
Other Member
Fintech Credit Information Joint Stock Company Vietnam (FCBV)
Chairman: Mr. Tran Vuong Xin
CEO: Mr. Bui Quang Trung
Authorized capital: 132,000,000,000 VND (as of July 2025)
Head Office: Room 505, 5th floor, Plaschem building, 562 Nguyen Van Cu, Gia Thuy ward, Long Bien district, Hanoi
Website: https://fcbv.vn
KCI Credit Information Joint Stock Company
Chairman: Mr. Dang Cong Nguyen
CEO: Ms. Nguyen Thi Tuyet Nhung
Authorized capital: 31,500,000,000 VND (as of July 2025)
Head Office: 2nd Floor, A1-A3 Ecolife Capitol Building, No. 58 To Huu, Me Tri Ward, Nam Tu Liem District, Hanoi
Website: https://kci.vn
MUFG Bank, Hanoi Branch
Chairman:
CEO: Mr Masao Kojima
Authorized capital: 105.000.000 USD (as of 12/31/2022)
Head Office: 10th Floor, Tower 1, Capital Place, 29 Lieu Giai Street, Ngoc Khanh Ward, Ba Dinh District, Hanoi, Vietnam
Website: https://www.bk.mufg.jp/global/globalnetwork/asiaoceania/hanoi.html
Industrial and Commercial Bank of China Limited (ICBC), Hanoi City Branch
Chairman: Mr. Chen Siqing
CEO: Mr. Sun Feng Lei
Authorized capital:
Head Office: Floor 1&3 Daeha Business Center , No.360 Kim Ma Str.,Ba Dinh Dist.,Hanoi
Website: https://hanoi.icbc.com.cn/vn/column/1438058394518175799.html
Indovina Bank Limited (IVB)
Chairman:
CEO: Mr LIU CHUN HAO
Authorized capital:
Head Office:
Website: https://www.indovinabank.com.vn/
Công ty Cổ phần dịch vụ Trực tuyến Cộng Đồng Việt (VietUnion) - Payoo
Chairman:
CEO:
Authorized capital:
Head Office:
Website:
