When a customer pays by card, authorization is the step at which the transaction is checked, and a decision is made on whether it can go through. A smooth payment experience depends on how quickly and reliably those checks are carried out, with effective controls in place of management transaction risk.
Shinhan Bank Vietnam received the “Leadership in Authorization 2026” award from Visa in recognition of its performance in processing and authorizing card transactions.
Through its partnership with Visa, Shinhan Bank continues to improve how it processes card transactions and expand the features and benefits available to cardholders. These improvements are designed to make payments easier and give customers greater control over how they spend and manage their money.
Making the Most of Festive Season Spending
Shopping, dining, entertainment and travel typically pick up toward the end of the year. A card that matches how customers spend can make payments convenient while helping them earn more rewards on purchases they already plan to make.
Shinhan MyLife Platinum Credit Card offers a 10% rewards rate on eligible spending across transportation, supermarkets and convenience stores, dining, and entertainment, subject to program terms. The card is designed for customers who regularly pay by card for everyday purchases and leisure activities.
Shinhan Bank’s MyLife Platinum and Supreme credit cards help customers get more from their festive spending, with reward rates of up to 10% and 12%, respectively, on eligible purchases.
Shinhan Supreme Card offers a rewards rate of up to 12% on eligible spending in categories including electronics, online shopping, education, healthcare, insurance and bookstores, subject to applicable terms. These benefits can help customers get more value from personnel and household spending as they shop and prepare for the new year.
Customers can choose the card that best suits their spending habits or use both to earn rewards across different categories while keeping track of expenses and staying within budget. Rewards rates, points caps and eligibility are subject to the terms Shinhan Bank publishes for each card and program.
The “Leadership in Authorization 2026” award reinforces Shinhan Bank’s commitment to improving payment performance and developing card services around customer needs. The Bank will continue working with Visa to deliver reliable payments and card benefits that offer practical value for customers.