Pursuant to the Government's directive in Point c, Section 4 of the Appendix attached to Resolution No. 122/NQ-CP dated May 6, 2026 on the Government's regular meeting for April 2026, and in alignment with current market developments, the Governor of the State Bank of Vietnam signed and issued Circular No. 08/2026/TT-NHNN on May 15, 2026. This Circular amends and supplements Point a, Clause 4, Article 20 of Circular No. 22/2019/TT-NHNN prescribing limits and prudential ratios in the operations of banks and foreign bank branches (hereinafter referred to as Circular 22).
The Circular consists of 3 Articles, specifically:
-
Article 1. Amendments and supplements to Point a, Clause 4, Article 20. Accordingly, commercial banks and foreign bank branches are permitted to extend the duration during which 20% of State Treasury deposits can be included when calculating the Loan-to-Deposit Ratio (LDR) as prescribed in Point a(iii), Clause 4, Article 20 of Circular 22 (as amended and supplemented).
-
Article 2. Effect.
-
Article 3. Implementation.
The Circular takes effect from May 15, 2026./.