In the report, Moody's highlighted Vietcombank’s strong asset quality, supported by high loan loss coverage and smaller exposure to the cyclical sectors; above peer average profitability with low deposit costs thanks to strong funding franchise and its efforts in developing digital banking platform....
Therefore, Moody's maintained Vietcombank's credit rating the same as announced in the latest report in March 2025 with following key aspects: Long-term issuer rating (Ba2); Long-term bank deposits (Ba2); Baseline credit assessment BCA (ba3); Stable outlook.
Moody's is one of the three international credit rating giants. The rating affirmation reflects Moody's recognition of Vietcombank's solid business performance as well as confidence in Vietcombank's stable development prospects in the coming time.
Vietcombank remains committed to working closely with regulatory authorities to enhance the nation’s credibility and sovereign credit rating through transparent, timely information disclosure and adherence to international standards. The Bank places the fulfillment of shareholder and partner expectations at the core of its sustainable development strategy, while maintaining its strong reputation and trusted relationship with the Government by ensuring stability, safety, and operational efficiency.
In addition, Vietcombank will continue to proactively share information and strengthen dialogue with investors, as well as cooperate closely with credit rating agencies to provide an objective and comprehensive view of its future growth prospects—thereby reaffirming Vietcombank’s pioneering role within Vietnam’s financial and banking system.