According to its consolidated financial report for the third quarter of 2025, KienlongBank recorded a pre-tax profit of VND 1,537 billion for the first nine months, double that of the same period last year, and 112% of the full-year plan — the highest level in its 30-year history.
Total assets reached VND 97.7 trillion, total deposits rose to VND 87.5 trillion, and outstanding credit increased to VND 70.9 trillion. These double-digit growth figures reflect the bank’s agile management, effective operations, and strong internal resilience amid a challenging financial environment.
Top ten award
Beyond expanding in scale, KienlongBank has also successfully diversified its income structure. Service revenue grew by 29%, while non-interest income tripled year-on-year, underscoring the effectiveness of its strategy to reduce dependence on lending activities. The non-performing loan (NPL) ratio remained below 2%, with an NPL coverage ratio exceeding 80%, demonstrating sound risk management and strong financial discipline.
In parallel with its business success, the bank has continued to strengthen its capital base. Charter capital increased to VND 5.822 trillion, accompanied by a 60% stock dividend payout, while KLB shares surged to VND 19,700 per share, lifting KienlongBank’s market capitalization beyond VND 11 trillion. These achievements reinforce investor confidence and affirm the bank’s position among Vietnam’s financially robust and well-managed institutions.
KienlongBank’s accomplishments have also been recognized with prestigious honors. The bank was awarded the title of “Strong Brand – Impressive Growth 2025” by Vietnam Economic Times and the Vietnam Economic Science Association. Its MyShop – Paybox financial management platform also earned the “Better Choice Awards – Breakthrough Cashless Payment Solution 2025”, recognizing KienlongBank’s significant contribution to promoting digital financial inclusion and empowering millions of small merchants to manage cash flow efficiently in the digital era.
Better Choice Awards
These consecutive awards exemplify the bank’s commitment to its strategic vision of “surpassing digitalization to create distinction – touching emotions to build trust.” Through a comprehensive digital ecosystem, KienlongBank is asserting its pioneering role in innovation while remaining true to its identity as “the people’s bank of Vietnam.”
Over the past 30 years, KienlongBank has not only proven itself as a profitable, stable, and growth-oriented institution, but also as one that embodies resilience, creativity, and integrity — the defining values that have built the reputation of a strong and trusted Vietnamese banking brand.
VNBA News