<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-news/0.9 http://www.google.com/schemas/sitemap-news/0.9/sitemap-news.xsd">
    <url>
        <loc>https://vnba.org.vn/en/vnba-organizes-conference-to-deploy-code-of-conduct-on-one-way-overseas-money-transfers-16899.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-28T10:14:00+07:00</news:publication_date>
            <news:title>VNBA organizes Conference to deploy Code of Conduct on One-Way Overseas Money Transfers</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banks-expect-upbeat-profit-picture-for-2025-16887.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-27T18:33:07+07:00</news:publication_date>
            <news:title>Banks expect upbeat profit picture for 2025</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vietbank-signed-a-strategic-partnership-agreement-with-kpmg-16888.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-27T18:33:00+07:00</news:publication_date>
            <news:title>VietBank signed a strategic partnership agreement with KPMG</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/domestic-banks-strengthen-international-partnerships-16886.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-27T18:31:05+07:00</news:publication_date>
            <news:title>Domestic banks strengthen international partnerships</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-and-ifc-experts-talk-on-developing-debt-settlement-documents-16884.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-27T18:27:44+07:00</news:publication_date>
            <news:title>VNBA and IFC experts talk on developing debt settlement documents</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-and-visa-international-discuss-on-fraud-risks-in-payment-16881.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-27T18:26:50+07:00</news:publication_date>
            <news:title>VNBA and Visa International discuss on fraud risks in payment</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/lpbs-plans-to-invest-over--50m-in-secondary-bonds-16864.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-26T20:20:00+07:00</news:publication_date>
            <news:title>LPBS plans to invest over $50M in secondary bonds</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/pm-calls-for-measures-against-banks-increasing-deposit-interest-rates-16863.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-26T18:45:00+07:00</news:publication_date>
            <news:title>PM calls for measures against banks increasing deposit interest rates</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/administrative-procedures--control-and-reforms-of-business-regulations-16854.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-26T15:42:00+07:00</news:publication_date>
            <news:title>Administrative procedures’ control and reforms of business regulations</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/digital-banks-navigate-evolving-landscape-16847.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-26T15:42:00+07:00</news:publication_date>
            <news:title>Digital banks navigate evolving landscape</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banks-pledge-to-support-growth-goals-16848.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-26T15:42:00+07:00</news:publication_date>
            <news:title>Banks pledge to support growth goals</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-meets-to-comment-on-draft-law-on-personal-data-protection-16865.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-26T15:42:00+07:00</news:publication_date>
            <news:title>VNBA meets to comment on draft Law on Personal Data Protection</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/sbv-suggests-delaying-the-establishment-of-digital-banks-in-financial-centre-16844.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-25T09:48:00+07:00</news:publication_date>
            <news:title>SBV suggests delaying the establishment of digital banks in financial centre</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/new-chairman-of-the-vietnam-banks-association-for-the-7th-term--2020-2025-16843.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-25T09:47:00+07:00</news:publication_date>
            <news:title>New Chairman of the Vietnam Banks Association for the 7th term (2020 - 2025)</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-deploys-tasks-for-2025-with-members-in-the-southern-region-16826.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-21T20:10:00+07:00</news:publication_date>
            <news:title>VNBA deploys tasks for 2025 with members in the Southern region</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/promoting-digital-transformation-and-ensuring-information-security-and-safety-in-banking-operations-16824.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-21T18:10:00+07:00</news:publication_date>
            <news:title>Promoting digital transformation and ensuring information security and safety in banking operations</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/personal-income-tax-proposed-for-interest-on-some-bank-savings-accounts-16813.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-21T11:10:00+07:00</news:publication_date>
            <news:title>Personal income tax proposed for interest on some bank savings accounts</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vietnamese--australian-firms-promote-strategic-cooperation-16805.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-21T10:10:00+07:00</news:publication_date>
            <news:title>Vietnamese, Australian firms promote strategic cooperation</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banks-firm-on-green-growth-trajectory-16799.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-20T09:05:00+07:00</news:publication_date>
            <news:title>Banks firm on green growth trajectory</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/lofty-gdp-potential-is-indicator-for-credit-demand-16802.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-20T09:05:00+07:00</news:publication_date>
            <news:title>Lofty GDP potential is indicator for credit demand</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vib-launches-super-yield-account-to-optimise-idle-cash-flow-16803.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-20T09:00:00+07:00</news:publication_date>
            <news:title>VIB launches Super Yield account to optimise idle cash flow</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/ifc-proposes--50-million-loan-to-hd-saison-16800.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-19T11:10:00+07:00</news:publication_date>
            <news:title>IFC proposes $50 million loan to HD Saison</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/payment-habits-now-moving-towards-more-efficient-means-16797.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-19T11:05:00+07:00</news:publication_date>
            <news:title>Payment habits now moving towards more efficient means</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/pm-directs-submitting-draft-law-on-bad-debt-settlement-to-na-in-may-16792.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-19T09:10:00+07:00</news:publication_date>
            <news:title>PM directs submitting draft law on bad debt settlement to NA in May</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/donga-bank-renamed-as-vikki-digital-bank-16791.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-19T09:05:00+07:00</news:publication_date>
            <news:title>DongA Bank renamed as Vikki Digital Bank</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/central-bank-cuts-interest-rate-on-bills-for-first-time-in-2025-16790.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-19T08:05:00+07:00</news:publication_date>
            <news:title>Central bank cuts interest rate on bills for first time in 2025</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/developments-of-interest-rates-applied-by-credit-institutions-in-december-2024-16750.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-17T16:26:00+07:00</news:publication_date>
            <news:title>Developments of interest rates applied by credit institutions in December 2024</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-works-with-bcg-on-trade-finance-in-vietnam-16761.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-17T16:25:00+07:00</news:publication_date>
            <news:title>VNBA works with BCG on trade finance in Vietnam</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/implement-effectively-management-measures-for-monetary-policy-and-banking-operations-in-2025-16755.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-15T09:05:00+07:00</news:publication_date>
            <news:title>Implement effectively management measures for monetary policy and banking operations in 2025</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/emagazine/the-code-for-one-way-remittances-outward--a-win-win-for-all-16743.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-13T11:00:00+07:00</news:publication_date>
            <news:title>The Code for One-Way Remittances Outward: A Win-Win for All</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/prime-minister--banks-need-to-sacrifice-part-of-their-profits-to-reduce-lending-rates--support-the-economy--people-and-businesses-16723.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-12T14:00:00+07:00</news:publication_date>
            <news:title>Prime Minister: Banks need to sacrifice part of their profits to reduce lending rates, support the economy, people and businesses</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banks-optimise-credit-plans-to-boost-efficiency-16717.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-12T10:05:00+07:00</news:publication_date>
            <news:title>Banks optimise credit plans to boost efficiency</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-seeks-members--opinions-on-draft-decrees-detailing-the-data-law-16725.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-12T09:00:00+07:00</news:publication_date>
            <news:title>VNBA seeks members&#039; opinions on draft Decrees detailing the Data Law</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/four-banks-to-hold-shareholders--meetings-in-february-and-march-16718.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-12T08:25:00+07:00</news:publication_date>
            <news:title>Four banks to hold shareholders&#039; meetings in February and March</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-seeks-members--opinions-on-the-draft-bankruptcy-law--amended-16724.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-11T18:10:00+07:00</news:publication_date>
            <news:title>VNBA seeks members&#039; opinions on the Draft Bankruptcy Law (amended)</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/vnba-opens-training-courses-on-cybercrime-prevention-for-banking-16716.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-11T11:00:00+07:00</news:publication_date>
            <news:title>VNBA opens training courses on cybercrime prevention for banking</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/the-ideal-time-for-a-new-financial-hub-16681.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-07T16:20:00+07:00</news:publication_date>
            <news:title>The ideal time for a new financial hub</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banks-stimulate-credit-from-the-beginning-of-2025-16679.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-07T10:00:00+07:00</news:publication_date>
            <news:title>Banks stimulate credit from the beginning of 2025</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/pm-pham-minh-chinh-asks-credit-institutions-to-stabilise-gold-market-16680.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-07T09:05:00+07:00</news:publication_date>
            <news:title>PM Phạm Minh Chính asks credit institutions to stabilise gold market</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banking-mergers-and-acquisitions-drive-vietnam-s-future-aspirations-16651.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-05T10:44:48+07:00</news:publication_date>
            <news:title>Banking mergers and acquisitions drive Vietnam’s future aspirations</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/digital-banking-services-in-viet-nam-make-remarkable-stride-16653.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-05T10:41:11+07:00</news:publication_date>
            <news:title>Digital banking services in Việt Nam make remarkable stride</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/banking-sector-asked-to-move-past-difficulties--create-breakthroughs-16654.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-05T10:37:45+07:00</news:publication_date>
            <news:title>Banking sector asked to move past difficulties, create breakthroughs</news:title>
        </news:news>
            </url>
    <url>
        <loc>https://vnba.org.vn/en/hdbank-s-2024-earnings-exceed-targets-16652.htm</loc>
        <lastmod>2026-09-10T00:10:25+07:00</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
        <news:news>
            <news:publication>
                <news:name>site_title</news:name>
                <news:language>en</news:language>
            </news:publication>
            <news:publication_date>2025-02-05T10:36:43+07:00</news:publication_date>
            <news:title>HDBank&#039;s 2024 earnings exceed targets</news:title>
        </news:news>
            </url>
</urlset>

